Private healthcare

What

Some hospitals, doctors’ offices (general practitioners, specialists and dentists) and rehabilitation centres are run privately. Sometimes they have a contract with the state medical insurance (Gebietskrankenkasse). That means that the state medical insurance will reimburse partly for the visitation and the treatment (if it’s considered that they were necessary and/or aren’t offered by the state medical insurance).

Who

All citizens can access private healthcare (if they pay for it).

How

If you go to a private doctor, you can ask in advance if they work with your medical insurance. If they do, there are 2 options:

  1. They take your personal information and medical insurance information and they charge the costs of the treatment and visitation to the insurance directly.
  2. They take your personal information and medical insurance information. They will send you a diagnosis, explanation of the treatment done and an invoice by post. Once you have paid the invoice, you take the diagnosis, explanation of the treatment and the proof of payment to your medical insurance where you’ll get the reimbursement (in case you’re insured under the state medical insurance, the reimbursement might be partial).

Good to know

Not all the healthcare centres are private and not all the private health centres will accept patients that are insured under the state medical insurance. Some of them only accept patients privately.