Self-insurance (Selbstversicherung)


A self-insurance is a medical/health policy you can apply for if you don’t have any other medical insurance in Austria (or other EU Member States). You need to pay it on a monthly basis. This insurance covers you in case of illness, accident and maternity but you’re not entitled to receive unemployment or pension benefits.


You can apply for a self-insurance if you don’t have full coverage insurance in Austria (or in any EU Member State) and you have your primary residence in Austria (e.g. if you’re student, if you have a mini-job). You need to be over 15 years of age.


You have to go to the state medical insurance (Gebietskrankenkasse) and submit the application form. They’ll send you an invoice with the first monthly payment. Once you have paid, you’ll receive confirmation that you’re insured and you’ll receive the E-card by post.


Contact office from your regional medical insurance (in German):